Own and or develop a farm of your own with a commercial mortgage

Company | Sitemap | Privacy Policy | Commercial Mortgages | Buy to Lets | Complaints

Commercial finance is available on office and similar properties

Investment Properties are a great way to invest money

We can offer commercial mortgages on restaurants

Looking to place a commercial mortgage on a shop?

If you are looking at taking a nursing home click below

If you enjoy golf and are looking to buy we can help

We deal with a large variety of properties including water towers

We can help you arrange a commercial mortgage from £50,000 upwards based on your credit record and your ability to prove your income together with the size of the deposit you have available. We are able to find a Commercial Mortgage for you to suit your circumstances even if you have had a history of  bad or adverse credit, have been made bankrupt or been in an IVA. As Independant Financial Advisers we have access to the whole of the market and are able to place cases in almost every circumstance. Our lenders are used to lending on the unusual applications and we at Michael Alexander have a long history of helping clients whos current bankers were unable or unwilling to assist. We are prepared to go the extra mile to try and help clients and to give them the opportunity to purchase what could be the making of their business in the future. Most high street lenders have an unfortunate habbit of saying no to an application without looking to see if there is any way that they are able to help. We start from a very positive position and will look at every possible angle to see if there is anyway in which we can say YES.

The Commercial property market is currently very buoyant and lenders generally feel comfortable with a freehold security in most circumstances. There are of course a number of propositions and that lenders will look at in more detail because history has told us that some of these ventures will fall by the wayside. In these circumstances lenders will ask you to put down a larger deposit and the interest rate charged may reflect the greater risk involved to the lender. The onus is always on you as the client to do your homework and make sure that your business plan and presentation is as detailed and comprehensive as possible. In each industry you will find there are accepted levels of profit that we expect to see and banks will always fall back on this as a guidelines. As Independant Financial Advisers with over 40 years experience in financial services we have built up an unrivaled panel of lenders and contacts that we talk to on a regular basis to monitor what the market has to offer. Confidence in the commercial property market is reflected by lenders in increasing their exposure in certain sectors of the market and offering mortgages at a higher loan to value then we have seen in recent years. A telephone call to Michael J Alexander will give us the opportunity to prove to you that we can help you.

Our main services include

Featured in The-Mortgage-Hub ã 2006

Commercial Mortgage Refinancing is now a very viable option with the Commercial Property Market being extremely buoyant and attracting a new breed of investors into the Commercial sector from a number of  well publicised unit trust schemes and insurance providers together with the new breed of entrepreneur who wish to own their own commercial property. Lenders have become far more flexible with their lending particularly if the company have a strong trading position and or if the loan to value is seen as low risk given the lender a comfort zone against future fluctuations in the market. Now is a very good time to take a look at your current Commercial Mortgage and overdraft facility to see if this can be restructured on more favourable terms. A number of clients initially came into the market to purchase on high loan to value schemes with off high street lenders who were charging premium rates for the facility. Most of these schemes carry an early redemption period for anything up to 6 years and this should be taken into account if you are looking to move from your present lender.

The off high street lender apart from lending to clients without the necessity for accounts and they have also taken a more flexible attitude on underwriting towards clients who may of had bad or adverse credit in the past. A number of clients have attracted county court judgements in there early trading years and now that these have become historical and the business maybe on a firmer footing with the availability of accounts illustrating an improved net profit margin other lenders would now consider taking over this particular loan. The savings in the monthly repayment by merely switching from one lender to another maybe such that it would be worth suffering the penalty of an early redemption to improve the monthly cashflow.

A telephone call to Michael J Alexander will put us in the position of telling you what we can do for you and how it may help your business. Call now on 0845 2 605 506

If you are looking  for a Commercial Mortgage  then  you have come  to the right place.  We are specialists  in commercial mortgage and can help you arrange commercial finance for you to buy a commercial property of your choice. Finding the right Commercial Mortgage should not be a headache for you, we are here with over 40 years experience in financial services to help and guide you through the many schemes and lenders to enable you to either purchase or refinance your Commercial property.

We are specialists in  arranging Commercial Finance for  you to purchase or refinance just about any type of Commercial Property from your converted water tower restaurant  to your ostrich farm. We will normally  consider funding up to 85% of  the value of the property and can in certain circumstances exceed this where we are able to consider other available security.

We will not always ask for accounts or business plans and look at each case on its merits. We will also consider lease hold properties and welcome the opportunity to demonstrate what we can do for you to help you reach your goal. If your bank have said no, or do not seem interested, give us the opportunity to say yes. After all what will it cost you -- the price of a phone call. We are waiting to here from you. We have built up over many years a network of lenders who are there to do exactly that -- LEND! If you are looking for the best rate for your circumstances, whether you are trading or just starting up, talk to us, we want to help.

We can assist you with

Not all lenders are the same and we have spent a considerable amount of time and research, which is ongoing, to find the right lender for the right proposition.

We are Independent Financial Advisers with access to all lending sources and with exclusive schemes only available to an independent advisers. Only independent advice is the best advice for you. As a commercial mortgage broker we work to give you the best service possible.

Stay up to date with our commercial mortgage blog. Our commercial mortgage blog covers all the latest information in the commerical mortgage market. Our blog is interactive, you can now post comments and read others comments.

Our home grown RSS is the easiest way to stay up to date with fresh daily commercial mortgage content.

Tell Us What You Think

Tell us what you think of our site, we apreciate any feedback.

We now offer Agricultural Commercial Mortgages and Farm Mortgages

Check out our commercial mortgage blog

Commercial Mortgages and Professional Mortgage Advice from Michael J Alexander Group

Search: