Looking for a commercial mortgage? then you've come to the right place, our team of commercial investment mortgage brokers can help you finance your lending needs for commercial properties. With us you can be sure that we can arrange the most appropriate commercial property mortgage for your needs.
For those looking for commercial finance on commercial property
For those looking for commercial finance on commercial property
For those looking for commercial finance on commercial property
For those looking for commercial finance on commercial property
Funding
Commercial Property
0845 2 605 506

Commercial Mortgages
Buy to Let
London Commercial Mortgages
Bad Credit Mortgages
Bridging Loans
Investment Property
More Information
FAQs
General Questions
0845 2 605 506

What can a commercial mortgage be used for
What is the maximum loan to value you offer
Can I get a commercial mortgage with bad credit
More Information
Buy to Let
Buy to Let Property & Portfolio
0845 2 605 506

Buy to Let
Buy to Let Portfolio
Landlords
Buy to Let Properties
Buy to Let Guide
Becoming a Landlord
More Information
Arranging a Commercial Mortgage to purchase anything from a restaurant to an office can to the average client seem a very daunting task. A Commercial Mortgage and the rate of interest and terms that you are likely to incur will be influenced in the main by the following factors.


You may read this and think I am wasting my time, but quite the opposite is true. There are very few propositions that we have to turn down flat if people have done all of their homework. Yes in an ideal world you would have lots of experience in your chosen industry, there would be a deposit of at 25%, the security would be a freehold property and there would be 3 years trading accounts showing a healthy profit. However as we are all aware the purchase of a business or freehold premises is not always as straight forward as we would like and there are sometimes many hurdles that we have to overcome before we can purchase our chosen business.

The good news is that by going to an Independent Financial Adviser with the whole of the Commercial Market at their disposal we can still arrange a Commercial Mortgage for you up to 85% loan to value. If you have other acceptable security available we can go as high as 100%. We can accept bad or adverse credit and you in the absence of accounts can self certify your income. We can also look up start-ups or limited periods of trading. There are of course some propositions that lenders would prefer to stay away from and most avoid leasehold premises unless it is very low loan to value or the borrower can offer some alternative attractive security.

You should always make sure that you employ a Solicitor who fully understands Commercial Properties and the onus is on you to make sure that the Commercial Premises are structurally sound. A local chartered or building surveyor should be employed to survey the property prior to exchange of contracts or entering into any binding arrangement with a vendor. You should also be aware that when purchasing a Commercial Property with particular regard to leasehold premises you may be responsible for the vendors legal costs. You should always seek clarification on this point and if you are responsible you should set a ceiling with your Solicitor in order that you are not handing your vendor an open signed cheque.

If you want to know how we can help you today please call us on 0845 2 605 506, complete a call back request or complete our enquiry form.


Commercial Mortgage > Commercial Mortgages
Commercial Mortgages
Commercial Mortgages
Commercial Property
0845 2 605 506

Commercial Property Funding
Property Development
Funding Business
Mortgage Types
Self Certification
More Information
Website Designed and Optimised by Assertive Media
Search Engine Optimisation
Company  |  Sitemap  |  Privacy Policy  |  Enquiry Form
Commercial Mortgages
Buy to Let
Investment Property
Bridging Loans
Apply Now
Commercial Mortgage Enquiry
More Information
Related...
Commercial Mortgages
0845 2 605 506

Commercial Mortgage Tools
Commercial Mortgage Blog
RSS Feeds
Speak to an Adviser
Partner with our website
More Information
Multimedia
Learn More about Commercial Mortgages
0845 2 605 506

Commercial Mortgage Videos
Buy to Let Video
Financial Video
News & Podcasts
News on the Market
Learn More About Commercial Mortgages
Commercial Mortgage Information & Guides
How to find a Commercial Mortgage Broker
Saving money with a Broker
Buying a Commercial Property
How to Start a Business
Declined a Commercial Mortgage
Subtleties Behind Commercial Mortgages
A Guide to Commercial Mortgages
Commercial Mortgages and Your Business
Types of Property
Flats
Offices
Nursing Homes
Shops
Farms
Hotels
Restaurants
Golf Courses
A Commercial Mortgage 4 You can help you finance any sort of commercial property. From Golf Courses to Converted Water Towers, if your property requirement isn't listed above, don't worry we can still help.
Articles

Where are the Buy to Let Investors
More information relating to investors in the Buy to Let Market and the current state of the market.
Read this Article >

Commercial Mortgages in the Winter of Discontent
Commercial mortgages in the current market, with changes to interest rates and further information.
Read this Article >

Just a Bridging Loan
Bridging loans, why they are useful and why they are a popular choice for those with Commercial Mortgages.
Read this Article >

Commercial or Comedy Mortgage
An article on commercial mortgages and information from Winston Churchill.
Read this Article >
Commercial Mortgages

[Commercial Mortgages 2010]
Commercial Market March 2010

[Investment Property 2010]
Commercial Investment Mortgages March 2010

[Development Finance 2009]
Development Finance
Daily Commercial Mortgage RSS

Stay up to date, subscribe to our daily commercial mortgage RSS feeds.

Daily Buy to Let RSS

Want to stay up to date with the Buy to Let market? Subscribe to our daily buy to let RSS feed.
Commercial Mortgage Calculator

Calculate monthly mortgage repayments with a commercial mortgage calculator.

Accounts Manager

Manage your accounts with our Accounts Manager from A Commercial Mortgage 4 you.
A Commercial Mortgage 4 You

View Our Blog
Show Blog Archives
Commercial Mortgages Gear Up
Buy to Let Blog
Portfolio Blog
Bridging Loans Blog
Blog
Home
A Commercial Mortgage 4 You is a trading name of Michael J Alexander which as an appointed Representative of The Alfa Group Ltd, Fiosam House, 25 Station Road, New Barnet, Hertfordshire EN5 1PH which is authorised and regulated by the Financial Services Authority.

The Financial Services Authority does not regulate finance and some aspects of commercial and buy to let mortgages.

We are entered on the FSA Register No 409725  at www.fsa.gov.uk/register

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK

Your home may be repossessed if you do not keep up repayments on your mortgage

There may be a fee for mortgage advice, the precise amount of the fee will depend upon your circumstances but we estimate that it will be %1 of the loan amount.