The ups and downs of the stock market and the fact that our dear old Gordon Brown decided to raid the pension funds of some of the tax free treatments that they had in certain areas, which have had a dramatic effect on the performance of the pension funds. These facts have driven many investors to look at other areas, and bricks and mortar have always provided a safe haven in the long term, despite any recession in the interim. Buy to let properties now began to look very attractive.

There are risks of course in any investment, and clients should always carry out their own due diligence to make sure that they fully understand the good and the bad aspects, and seek professional advice from some one who fully understands the investment.

In the current market clients should expect to have to find a 25% deposit and understand that lenders look for the rental income to service the mortgage interest by a margin. This margin will vary between lenders and clients should seek the advice of an IFA or a commercial mortgage broker who will use their knowledge to find the best Buy to let mortgage product to suit your needs.

Buy to let property as an Investment has become very popular in recent years as an alternative to pensions in providing a long term solution to a fairly secure form of saving which could provide income or capital growth or a mixture of both.