We have just crawled out, or so they tell us,of vthe recession, but it is so fragile that a small puff of wind could blow us back again because nobody apart from Gordon Brown beliefs it. For us to recover we have to start to feel good about ourselves and our future prospects.Its going to be some time yet before we get that feel good factor and we feel confident about spending money, and its that one small thing that as they say makes the world go around.
The main banks have made borrowing very slightly easier but the change is so small that you would neeed a very sophisticated bit of equipment to recored the change.
Businesses need access to funds to invest in their company, to expand, buy new machinery, emply more staff, move to larger premises, the list goes on but without the available funds it cannot happen. I know from my exposure to the market how frustrated clients are with their banks, who have forgotten what banks are there for, to LEND.
The access to commercial mortgages,finance and business loans is so important to the future growth of the country let alone the individual. As previous market dips should have told us the recovery starts at the bottom and we need our small to medium sized businesses to pick up the baton and start moving forward with the help of our banks.
If the doors to commercial mortgages opened tommorrow you would see a very big smile on lots of faces and the wheels would start to turn.
Michael Alexander acommercialmortgage4you.co.uk
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